When The Episcopal Church went to a nationwide clergy health plan, there was considerable hope that a larger pool of payers would reduce premiums.
Well, it did for some. The 2011 premium notice has arrived:
Single person: $785 monthly; $9,420 per year.
Employee plus spouse: $1,570 monthly; $18,840 per year.
Family: $2,355 monthly; $28,260 per year.
As you can imagine, the cost of the family coverage is a budget buster for the average Episcopal congregation. It would cost my parish well more than half-again my combined salary and housing allowance. So I continue part time work at a local hospital to provide family medical at decent premiums.
The Episcopal plan is a good one in terms of the coverage provided. But I leave it to the reader to figure out the demographic for which it was designed. It is a decided disincentive for congregations to call or keep an ordained minister with spouse and child(ren).