My sources say that opponents got the two bills into committee quickly, before much press on their behalf could be generated. They will be heard tomorrow (Wed., Feb. 10) at 10 a.m. This probably spells defeat for HB 1223 (imposes fee and restricts customer abuse by lenders) & HB 1224 (caps the interest rate these lenders can charge), but confronting usury in South Dakota will take awhile.
Still, let members of the House Commerce & Energy Committee hear from you (you can email them right at that link), especially if you've ever been caught up in pay day or title loan situations.
Also, contact the sponsors of the Bills, Rep. Steve Hickey and Sen. Joni Cutler, if you have info or statements supportive of the bills.